For college students and first-job professionals in India

Learn money before money teaches you the hard way.

You can split a food bill in four seconds, but you can't explain what a credit score is. Rupli fixes that, in simple words, with an avatar who will not be nice about it.

Free · Sign in with Google · See what's inside

Hi! I'll teach you money and judge your spending. Mostly judge.

Go on, poke it.

Go on. Tell me how bad it is.

Hmm. The delivery guy knows your gate code, doesn't he?

Just for fun. This isn't saved anywhere.

Harsh, but someone had to say it

You're worse at money than you think.

Everything a student needs to get good with money, and an avatar that reacts to every move you make.

Money Management

Find out where your money keeps running off to

Log what comes in and what goes out, set budgets, and watch your week and month on clear charts, then hear what your avatar thinks about it.

  • Income, expenses and balance at a glance
  • Budgets per category, with a heads-up before you overshoot
  • Weekly and monthly spending charts
  • Roasts and praise worked out from your real numbers

Food is 60% of your budget. Are you secretly running a restaurant?

Money IQ

The stuff you pretend you already know

Short lessons in four levels on budgeting, UPI safety, credit and CIBIL, payslips and tax. Each comes with a quiz, real-life scenarios and revision that brings back what you missed.

  • Five-minute lessons with real ₹ examples
  • An AI Coach that hints before it tells
  • Real-life scenarios: rent, credit-card bills, scam calls
  • Revision after 1, 3 and 7 days so it sticks

Let's see if your financial knowledge is better than your attendance.

InvestSmart

Lose pretend money before you lose real money

Start with ₹1,00,000 of virtual money. Spread it across FDs, gold, index funds or a single risky stock, fast-forward months or years, and see what risk really feels like.

  • Virtual ₹1,00,000, zero real risk
  • Fast-forward 1 month to 5 years
  • See how diversifying changes the ride
  • Lessons on SIPs, index funds and compounding. No stock tips, ever

First investment? Proud of you. Now please don't check it every five minutes.

How Rupli helps

Your first stipend, salary and credit card are coming. Be ready.

  • Stop the month-end panic

    See your spending early enough to change it, not after the money's gone.

  • Dodge scams and debt traps

    Fake UPI requests, 'digital arrest' calls, minimum-due traps: you'll spot them.

  • Start investing with confidence

    Understand risk, compounding and SIPs before you put in a real rupee.

  • Make it a habit

    A streak, XP and an avatar that notices when you do well, and when you don't.

Your Money IQ journey

From your first stipend to your first salary

Four levels. Each one unlocks the next, so every step builds on the last.

  1. ₹

    Level 01

    Your first stipend

    College & internships

  2. Level 02

    Paying and banking safely

    Everyone with a UPI app

  3. Level 03

    Saving and credit

    Before your first card or loan

  4. Level 04

    Your first salary

    Final year & first job

Your wallet can't take much more of this

Free to start. Takes two minutes. You've wasted longer on worse.